Mortgage Underwriter

My client is revolutionising the mortgage market in Ireland with a fully digital process for origination, completion and servicing. Powered by cutting-edge, in-house technology and an ambitious team, they offer a market-leading experience to first-time buyers, home movers and switchers.

The revolutionary systems and positive, open culture make this firm a superb choice to advance your career. These are not just words, but direct feedback from those I have introduced.

They are looking for an experienced Mortgage Underwriter to join their growing team. In this role, you will conduct detailed credit analysis and support the underwriting of mortgage applications that align with the company’s credit policy. Your contribution will be key in delivering fast, accurate, and customer-focused lending decisions.

• Review and analyse the creditworthiness and risk of mortgage applications, ensuring strict compliance with credit policies and processes.
• Maintain accuracy and completeness of all data throughout the credit assessment process.

• Exercise Delegated Credit Authority responsibly while adhering to company policies.
• Ensure operational and regulatory compliance in all underwriting activities.
• Stay proactive in applying and updating credit policies.

• Deliver outstanding service to both customers and internal teams.
• Offer flexible yet commercially sound underwriting that aligns with lending guidelines.

• Quality and accuracy of credit assessments and decisions.
• Compliance with service-level agreements and internal policies.
• Adherence to operational and regulatory standards.

• Minimum of 2-3 years’ Mortgage Underwriting experience (essential)
• Approved Product Advisor (APA) certification (essential).
• Degree in Business, Finance, or equivalent field.
• Ability to excel in a fast-paced, high-energy environment.
• Proficient in credit assessment, with a strong focus on accuracy and quality.
• Analytical thinking and sound judgment in decision-making.
• Exceptional customer service and commercial awareness. xcfaprz
• Responsible, team-oriented, and skilled in time-management.