Senior Analyst, Credit Risk

Referred applicants should not apply directly to this role.

All referred applicants must first be submitted through Workday by a current Loblaw Colleague.

Location:

When you hire great people, great things can happen. 

PC Financial offers unprecedented value to Canadians through payment products. We're a different kind of bank with a different type of team—we're collaborative and supportive and have the freedom and responsibility to thrive. Our purpose is to make the everyday simple and better for our customers, and we strive to make every dollar worth more.

Proudly serving over 3 million customers, PC Financial continues to grow by offering payment solutions and services that reward our customers every day. As a subsidiary of Loblaws Company Inc., we share the CORE values of Care, Ownership, Respect and Excellence. We are dedicated to helping Canadians Live Life Well. Join us on our journey.

Why this Role is Important:

We are seeking a highly motivated and technically adept Senior Analyst in Credit Risk to join a dynamic, high-performance team. This role presents an opportunity for a growing professional to contribute to our credit risk strategies and driving significant business value. As a Senior Analyst in Credit Risk Adjudication, you will support the credit, fraud and AML strategies through rigorous quantitative analysis. Your work will be crucial in supporting strategy optimizations backed by robust financial analysis and communicating those changes to key stakeholders. This position offers an exceptional opportunity for a growing professional to broaden their skillsets in credit risk, business strategy, and cross-functional collaboration. If you are ready to apply your analytical skills to credit risk, expand your skillsets, and collaborate with the team to drive tangible business value, we invite you to apply.

What You'll Do:

• Analyze the customer segments and respective credit risk strategies to optimize risk and revenue.
• In collaboration with the Senior Manager, recommend improvements and quantify the benefits to credit risk strategies (e.g. credit limit assignment)
• In conjunction with the Senior Manager, update and validate changes to the adjudication systems.
• Develop, maintain, and produce a scheduled inventory of financial, operational, and compliance control reporting
• Collaborate and communicate effectively with cross functional teams to achieve business objectives and alignment

What You Bring:

• Minimum 2 year of experience in a data analysis / financial modeling / data mining role.
• Strong ability to discover insights from data, and turning those insights into business actions
• Ability to distill and communicate complex analytic recommendations to both technical and non-technical stakeholders, both orally and in written presentations.
• Ability to prioritize and independently execute assigned work.
• Attention to detail and personal accountability to ensure accuracy of produced results.
• Strong working knowledge of Python (including Pandas, Matplotlib, modelling packages), SQL, and Microsoft Excel (including pivot tables, macros, data model)
• Experience with cloud computing platforms (eg. Google Cloud Platform) is preferred
• Post-Secondary Degree or equivalent experience in a quantitative field preferred (Economics, Business Administration, Statistics, Mathematics, Computer Science, Operations Research)

Come and join a winning team who demonstrates innovation, energy, creativity and vision.  We recognize the importance of a diverse workforce and we therefor encourage applications from Aboriginal Peoples, women, members of a visible minority and persons with a disability.  We thank all applicants for their interest, however, only those selected for an interview will be contacted.

Number of Openings:

PC Financial recognizes Canada's diversity as a source of national pride and strength. We have made it a priority to reflect our nation's evolving diversity in the products we sell, the people we hire, and the culture we create in our organization. Accommodation is available upon request for applicants and colleagues with disabilities.

In addition, we believe that compliance with laws is about doing the right thing.  Upholding the law is part of our Code of Conduct – it reinforces what our customers and stakeholders expect of us.

Please Note: If you have Employee Self Service (ESS) on Workday, apply to this job via the Workday application.

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