Über
- Exposure to a diverse alternative mortgage portfolio
- Direct interaction with brokers and decision-makers
- Opportunity to grow underwriting authority
- Collaborative, entrepreneurial environment with a national footprint
- Compensation includes a base salary of $70,000 - $90,000 plus generous bonus
- Vacation and comprehensive benefit plan (100% covered health, dental, vision care)
- RRSP matching
- Passion: Be All In - We are all about PHL's success. Bringing our A-game daily, we take pride in our work and have fun along the way.
- Trust: Keep It Real - Transparency and honesty guide us. We keep our promises, communicate openly, and value the balance of give and take.
- Growth: Always Get Better - Continuous improvement happens daily. We embrace challenges, learn from feedback, and commit to growing every day.
- Teamwork: Stronger Together - Collaboration is key. By sharing our knowledge and empowering each other, we achieve amazing results for our clients.
- Impact: Make It Count - We celebrate great work and are focused on delivering solutions that matter. We hold ourselves accountable and are committed to giving back to the community.
- Underwrite residential mortgage applications within the alternative lending space and prepare concise, well-supported mortgage summaries for Credit Committee review.
- Review borrower financials, property details, and supporting documentation to assess credit risk and alignment with lending guidelines.
- Support commercial or complex files as required.
- Manage mortgage files from application through funding, ensuring conditions are satisfied accurately and on schedule.
- Prepare, organize, and maintain complete, well-documented mortgage files for internal review, funders, and auditors.
- Proactively follow up on outstanding documentation for new originations to meet funding timelines.
- Act as a primary point of contact for mortgage brokers and borrowers, providing timely updates and clear communication throughout the transaction lifecycle.
- Coordinate closely with internal teams and external partners, including legal counsel, to facilitate efficient fundings.
- Build and maintain strong working relationships with mortgage brokers and brokerages through daily interaction and participation in industry events.
- Ensure all underwriting and administrative activities are completed in accordance with internal policies and applicable provincial and federal regulatory requirements.
- Maintain a high standard of accuracy, documentation, and audit readiness across all files.
- 1-3 years' experience in Canadian residential mortgage underwriting or alternative lending; exposure to commercial files is an asset.
- Post-Secondary education with an emphasis on business administration, finance or equivalent.
- Level 2 Mortgage Agent Licence, or ability to obtain within the probationary period.
- Ability to thrive in a high-volume, fast paced and collaborative work environment.
- Self motivated with the ability to work remotely from home.
- Must live in Ontario to attend industry events.
- Excellent interpersonal skills, with the ability to connect and build relationships with various individuals inside and outside the organization.
- Exceptional written and verbal communication skills.
- Outstanding organizational skills and attention to accuracy and detail.
- Ability to multitask and prioritize time-sensitive matters.
- Willingness to put in overtime on occasion, to support our clients and provide exceptional service levels.
- Occasional attendance at local industry events and travel to BC.
Sprachkenntnisse
- English
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