Mortgage Loan Processor

Mortgage Loan Processor - High Performance Track

U.S. Based | On-Site | Full-Time | Fullerton, CA

About GTL: The Digital Mortgage Innovator Delivering 30-Day Closings

Giving Tree Lending (GTL) is a high-velocity digital mortgage company specializing in a wide range of loan products, including VA, FHA, and Conventional loans. Our core mission is to achieve standard loan closings within 30 days by leveraging cutting-edge AI technology (Gemini Pro) to maximize efficiency.

GTL is actively seeking talent aged 20–25 who are driven by rapid growth and excellent performance, providing them with a highly efficient and rewarding work environment.

We Are Looking for the Next-Gen Processor

We are seeking skilled and ambitious professionals committed to combining responsible speed with efficient workflows powered by AI tools.

Minimum Requirements:

• Experience: A minimum of 2 years of hands-on experience as a Full-cycle Mortgage Loan Processor.
• Expertise: Solid knowledge of Conventional, FHA, and VA loan guidelines, documentation, and regulations.
• Technical Proficiency: Competency with Calyx Point (LOS) and the Microsoft Office Suite.
• Work Ethic: Highly motivated to adopt new technologies (AI) and strictly adhere to high-performance Standard Operating Procedures (SOPs).

Core Responsibilities and GTL's Efficiency Focus

You will manage a high-volume pipeline in an AI-enhanced environment, focusing on achieving GTL's speed standards.

• AI-Powered Efficiency: Utilize Gemini Pro to minimize repetitive tasks (document review, data entry, communication drafting), allowing you to focus on core processing duties.
• Swift File Initiation: Review initial files and issue the Submission or Needs List within 24 hours of loan assignment.
• Collaborative Pipeline Management: Work within an efficient team structure (1 Processor supporting 7 Loan Officers) to receive more focused support and aim to close 8–10 files per month.
• Quality-First Closing Goal: Manage the entire file process to ensure all loans close within 30 days, utilizing Pre-Docs QA/QC to eliminate errors proactively.

Competitive Compensation and Career Growth

We provide industry-leading compensation that aligns with your performance and a clear path for professional development.

• Hourly Base Wage: $20 to $26 per hour (D.O.E – Depending on Experience).
• Incentive Bonus: An additional $50 bonus paid per loan closed. (Opportunity for competitive supplementary income).
• Quality Control Policy: To enforce responsible quality, a $200 deduction will be applied to the total monthly incentive for any month in which five or more significant errors are discovered (aligned with industry standard penalty structure).
• Career Path: Clear opportunities for promotion to Senior Processor based on performance.

Work Environment & Perks

• Collaborative Culture: Flat organizational structure fostering open communication.
• Regular Meetings: Weekly team meetings (Tuesdays) and dedicated Processor team meetings (Thursdays) for rapid information flow and collaboration.
• Benefits: Comprehensive health benefits, 401(k) plan, and daily lunch provided.

Ready to Execute?

If you are passionate about building your career based on cutting-edge technology and efficiency—not outdated processes—GTL offers you a workplace where your speed and accuracy are justly rewarded.

Job Type: Full-time

Pay: From $45,000.00 per year

Benefits:

• 401(k)
• Professional development assistance

Work Location: In person