Loan Processor

Job Overview
We are currently seeking an experienced and detail-oriented mortgage loan processor for our lending team. The ideal candidate will have years of mortgage processing experience, a can-do attitude, and a proven track record of providing solutions in the mortgage lending industry. Your expertise will help facilitate the journey from loan approval to closing, providing exceptional service to clients while adhering to industry regulations and company standards. This energetic position offers the opportunity to work closely with loan officers, underwriters, and clients to deliver timely and accurate loan processing services. Your attention to detail, strong understanding of financial services, and knowledge of mortgage regulations will drive success in this fast-paced environment. If you are looking for an excellent position that will help you reach your financial goals, start your application today

Responsibilities

• Liaise between the mortgage lending underwriting department, mortgage loan originators, real estate agents, and applicants to facilitate loan approval
• Prepare files for closing, coordinate with the title, and ensure timely delivery of closing disclosures and closing packages
• Update loan status in LOS and CRM systems to reflect real-time progress
• Communicate with borrowers, loan officers, title agents, and real estate agents to ensure smooth closings
• Prepare files for closing, coordinate with the title, and ensure timely delivery of closing disclosures and closing packages
• Assemble and submit loan packages to the lender underwriters for approval or denial
• Obtain property documentation to process mortgage loan files, including appraisals, inspections, title searches, site surveys, contracts, and property tax records
• Work with the borrower to gather financial information such as credit reports, verify the accuracy to determine creditworthiness, and complete the mortgage loan application
• Assure that loan files meet banking and regulatory guidelines and policies

Experience

• Must have excellent written and verbal communication skills
• Mortgage lending experience and loan knowledge required, specifically with FHA, FHLB, FNMA, or VA loans
• Superb analytical skills, time management skills, and attention to detail
• We prefer an Associate's degree in accounting, finance, or business - High school diploma or GED required
• Minimum of 2+ years loan processing experience required

Join us in delivering exceptional mortgage solutions by leveraging your expertise in loan processing We're committed to fostering a vibrant workplace where your skills make a difference every day.

Pay: $50, $60,000.00 per year

Benefits:

• 401(k) matching
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Work Location: In person