Senior Credit Analyst

Job Description

What is the opportunity?  

This position will support credit investment opportunities for both private placement loans and public bonds, mostly investment grade.  Incumbent will be responsible for information collection and in-depth analysis of existing and potential opportunities in the investment portfolio.  Incumbent will also be responsible for monitoring the credit market and proposing relative value trades to Portfolio Managers.

What will you do?  

• Prepare fundamental credit analysis of new and existing investment opportunities in bonds and loans (Credit analysis, industry research and credit documentation review)
• Monitor credit development of our existing holdings and assess the credit implications
• Partner with the data/analytics team to create analytical frameworks for credit exposure and develop ongoing reporting standards
• Keep abreast of development in the credit markets with regular interactions with third-party dealers, rating agencies and peers
• Generate trade recommendations based on relative value assessment on existing holdings and alternatives available

What will you need to succeed?  

Must-have

• 4 to 10 years of credit experience in corporate lending or credit research (Buy or Sell Side) in Investment Grade/High Yield
• Technical bachelor's degree
• Strong analytical, financial modeling and communication skills
• Ability to conduct research, draw insights and convey complex ideas clearly and concisely

Nice-to-have

• CFA, CAIA Designations and/or CA designation
• Deep understanding of CAR and LICAT capital guidelines
• Experience in evaluating Public and Private Placements
• Working knowledge of Data Science (Python, Snowflake, Tableau) and/or Bloomberg

What's in it for you?  

• A Total Rewards program that includes flexible benefits, work/life balance and career development programs and investment and retirement savings plans
• Competitive pay and high-earning potential
• All the tools, training, and team support you need to grow your career
• Flexible work/life balance options
• Sophisticated RBCI software tools to boost your productivity

Job Skills

Additional Job Details

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Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Compensation for this position (including salary and discretionary/variable payments) will be determined by factors, including but not limited to candidate's experience, skills, registration status, performance, individual goals, market conditions, and business needs.

Pay Range

The expected pay range for this position is:

The pay range provided is for the primary work location referenced in the Additional Job Details section of this job posting. Pay ranges may differ based on location. If the posting lists multiple job locations, a recruiter can confirm availability of the role and the relevant pay rage for the additional locations listed. RBC supports pay transparency and we strive to ensure all pay ranges are competitive, fair, and equitable.

You have the potential to earn RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided that business meets its performance targets and you meet your individual goals.

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging, and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.