Credit Associate

CREDIT ASSOCIATE - Municipal Finance, Nonprofit/Institutional Banking
WHAT IS THE OPPORTUNITY?
The Credit Associate is responsible for supporting credit analysis and portfolio management activities. This role involves assisting with credit data analysis, underwriting, and portfolio review activities including facilitating credit risk recommendation. The Credit Associate may be assigned a book of lower-complexity loans and relationships. The Credit Solutions Associate collaborates with team members to ensure effective credit operations. The Credit Solutions Associate helps maintain high standards of credit quality and compliance.

WHAT WILL YOU DO?

• Serve Municipal and/or Nonprofit clients across a national footprint:

• Local Governments

• School Districts
• Water and Sewer Utilities
• Colleges and Universities
• Private Schools
• Religious Organizations
• Associations & Charities

• Nonprofit Healthcare

• Provide customized credit and banking solutions within this specialized industry to support working capital, capital expenditures, growth, and other strategic business needs.

• Operate within a relationship-focused model that emphasizes risk management, cross-functional collaboration, and long-term client partnerships.
• Credit Analysis: Performs credit analysis activities to assess creditworthiness of borrowers, guarantors, and sponsors.
• Performance Monitoring: Performs portfolio management activities to monitor and analyze portfolio performance, including periodic reviews and covenant tracking.
• Data Analysis: Analyzes credit data, market and industry reports, trendcards, and prepare credit presentations to support underwriting and portfolio management.
• Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with