Loan Processor

Loan Processor – DSCR Purchases & Refinances (Contract Position)
Compensation: Paid on a per-file basis
Location: Remote

Position Overview:
We are looking for a detail-oriented, highly organized Loan Processor to join our rapidly growing mortgage team. This role focuses specifically on DSCR (Debt Service Coverage Ratio) loan purchases and refinances, working with investors and small-balance rental portfolios. You will manage files from submission through clear-to-close, ensuring accuracy, speed, and consistent communication with borrowers, lenders, and internal team members.

You will be assigned as many files as you can confidently and efficiently manage at one time. Our goal is to keep you busy while maintaining quality and quick turn-times.

Key Responsibilities

• Process DSCR purchase and refinance files from start to finish
• Review and accurately structure loan applications, disclosures, and supporting documentation
• Order and track third-party services (title, appraisal, insurance, VOEs, entity docs, etc.)
• Identify missing items and proactively request documents from borrowers and agents
• Communicate clearly with lenders, underwriters, appraisers, title companies, and internal team members
• Review income, assets, credit, and property documentation to ensure compliance with investor and lender guidelines
• Monitor pipeline, maintain deadlines, and ensure files move efficiently through each milestone
• Prepare files for underwriting and handle all conditions in a timely manner
• Maintain consistent follow-up and provide updates to borrowers and the loan officer
• Assist in coordinating closings and verifying final numbers prior to Clear to Close

Qualifications

• Prior loan processing experience (DSCR or Non-QM experience strongly preferred)
• Ability to manage multiple files in a fast-paced, investor-focused environment
• Strong understanding of title, appraisal, and loan documentation requirements
• Excellent communication skills—written and verbal
• High attention to detail and strong problem-solving abilities
• Familiarity with mortgage LOS systems and lender portals (Wemlo, UWM, Defy, etc., a plus)
• Ability to work independently, prioritize files, and hit deadlines consistently

Compensation

• Paid per file, based on volume, complexity, and performance
• Unlimited earning potential as volume grows
• Additional opportunities for increased pay as responsibilities expand

Why Join Us?

• Work within a fast-scaling mortgage platform specializing in investor-focused DSCR financing
• Remote, flexible environment
• Clear workflows, strong lender relationships, and steady pipeline of qualified borrowers
• Opportunity to grow with the team as we expand into new markets and verticals

Pay: $47, $96,750.00 per year

Work Location: Remote