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Credit Underwriter - Floorplan FinancingLendbuzz Inc.Saint Paul, Illinois, United States
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Credit Underwriter - Floorplan Financing

Lendbuzz Inc.
  • US
    Saint Paul, Illinois, United States
  • US
    Saint Paul, Illinois, United States

À propos

At Lendbuzz, we believe financial opportunity should be more personalized and fair. We develop innovative technologies that provide underserved and overlooked borrowers with better access to credit. From our employees to our dealers, partners, and borrowers, we’ve built a company and a culture around a resolute belief in the promise and power of diversity. We value independent and critical thinking. We are a dynamic and growing floorplan financing company specializing in providing flexible credit solutions for automotive dealers. We are committed to helping dealers grow their businesses while managing risk effectively. We are seeking a highly detail-oriented and analytical Credit Underwriter to join our team. The ideal candidate will have experience in credit analysis, a strong understanding of UCC filings, and the ability to communicate effectively with both sales teams and dealers. Familiarity with the automotive industry is a plus. This role reports directly to the Director of Floorplan Financing. Key Responsibilities:
Review incoming applications and ensure completeness of all required documents and information Analyze bank statements, credit files, and supporting documentation to assess credit risk Manage pending applications by following up on missing items and helping move deals through the process Support credit decisions by preparing files, summarizing key details, and applying company guidelines Communicate approvals and outline next steps, including any required stipulations Partner with internal teams and sales representatives to provide updates and address questions Maintain organized, accurate deal files throughout the underwriting process Assist with additional operational tasks as needed, including contract preparation, UCC filings, and administrative support Requirements:
Bachelor’s degree in Finance, Accounting, Business Administration, or a related field. 3+ years of experience in credit underwriting, preferably within the automotive or floorplan financing industry. Proficiency in reading and interpreting credit reports (e.g., Experian) and financial statements. Strong understanding of UCC filings, PMSIs, and other secured lending practices. Knowledge of the automotive industry and dealership operations is a plus. Experience with DecisionLogic or similar bank verification tools preferred. Key Skills & Traits:
Attention to Detail:
Ability to identify discrepancies and inconsistencies in financial documents and credit reports Analytical Skills:
Strong ability to evaluate risk, assess creditworthiness, and make informed decisions Communication Skills:
Capable of conveying credit decisions clearly to sales teams and dealers Relationship Building:
Skilled in fostering positive relationships with internal and external stakeholders Problem-Solving:
Creative thinker who can navigate complex credit situations while balancing risk and opportunity Technical Proficiency:
Advanced skills in Excel, CRM systems, and credit analysis tools Adaptability:
Comfortable working in a fast-paced environment with changing priorities $55,000 - $65,000 a year
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  • Saint Paul, Illinois, United States

Compétences linguistiques

  • English
Avis aux utilisateurs

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