Sr. Collections Specialist (remote)First American • Fort Mill, South Carolina, United States
Sr. Collections Specialist (remote)
First American
- Fort Mill, South Carolina, United States
- Fort Mill, South Carolina, United States
Über
The Sr. Collections Specialist serves as a highly skilled resource responsible for managing complex loss mitigation and collections activities. Also known as the Single Point of Contact (SPOC) within Loss Mitigation, you will act as the liaison for borrowers, guiding them through delinquency resolution and home retention or liquidation options. You will conduct both inbound and outbound customer outreach, analyze borrower financials, negotiate payment solutions, and ensure accounts remain compliant with investor, regulatory, and company requirements. This position requires strong judgment, advanced problem solving skills, and the ability to navigate sensitive or difficult customer situations with professionalism. What You’ll Do
Serve as the primary point of contact for customers regarding loss mitigation and collections-related inquiries. Perform outbound and inbound collection calls to resolve delinquent accounts. Analyze borrower financials to determine eligibility for retention (forbearances, modifications) or liquidation (short sale, deed in lieu) options. Maintain accurate and detailed records of all customer interactions and account activity. Provide exceptional customer service by addressing and resolving complex account issues, discrepancies, and disputes. Review accounts to ensure compliance with company policies, procedures, and regulatory requirements. What You’ll Bring
High School diploma or equivalent; some college preferred. Typically requires a minimum of 3 years’ experience in collections, loss mitigation or mortgage servicing. Excellent verbal and written skills with strong negotiation and active listening skills. Problem solving, time management, and organizational skills. Excellent customer service skills with the ability to manage conflict and negotiate successful outcomes. Strong attention to detail. Strong knowledge of investor guidelines (FHA, VA, FNMA, FHLMC). Strong knowledge of state and federal Fair Debt Collections Laws, US Bankruptcy Code, and bankruptcy procedures and regulations. Ability to thrive working in a fast‑paced collaborative environment and manage multiple priorities. Strong computer skills including Microsoft Office applications. Ability to analyze and interpret complex documents to make sound decisions and recommendations. Ability to interact and communicate with individuals at all levels of the organization. Working hours will be 11am-8pm EST. Pay Range: $21.24 - $28.31 Hourly What We Offer
Medical, dental, vision, 401(k), PTO/paid sick leave, and other benefits. Employee stock purchase plan. Comprehensive benefits package including health and wellness programs. Inclusive workplace culture celebrating diversity, equity and inclusion. First American is an equal opportunity employer in every sense of the term.
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Sprachkenntnisse
- English
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