Risk Analyst

YOU BRING clarity, insight, AND confidence TO HOW WE MANAGE RISK.

The Opportunity
Reporting to the Risk Officer, the Risk Analyst plays a key role in strengthening our Enterprise Risk Management program. You'll provide analytical insight and hands‑on support across multiple risk categories, with a particular focus on credit risk, climate risk, and model risk.

This is a highly collaborative role where you'll work closely with teams across the organization to assess risk, support governance and policy development, and deliver clear, meaningful reporting to senior leadership and the Board. Your work will help ensure the organization remains resilient, compliant, and well‑positioned to achieve its strategic goals.

The Team You've Been Looking For
Bridgewater Bank is more than a financial institution; we're a team of passionate people who care deeply about helping others succeed. Unlike traditional banks, we have no branches. This means less time managing logistics and more time focused on providing straightforward, honest service and smart financial solutions that support our clients in reaching life's biggest milestones.

As a wholly owned subsidiary of AMA, we share a proud legacy of service and a commitment to doing the right thing for our customers, our communities, and each other. At Bridgewater Bank, you'll be part of a nimble, forward-thinking organization where your ideas matter, your contributions are valued, and your growth is encouraged. We're driven to make a positive impact and our close-knit culture values flexibility, innovation, and genuine connection. As part of the Bridgewater team, you'll enjoy:

• Competitive salary and flexible benefits
• Employer-paid retirement savings program
• Employee-exclusive discounts on travel, insurance, memberships, and more
• Free travel medical insurance for you and your immediate family
• Ongoing professional development
• Flexible work models that make sense for your lifestyle

Who You Are

• You're naturally curious and enjoy digging into data to uncover insights
• You bring a thoughtful, analytical approach to complex problems
• You're comfortable working independently while collaborating with diverse teams
• You communicate clearly and confidently with both technical and non‑technical audiences
• You thrive in environments where accuracy, integrity, and accountability matter
• You're motivated by continuous improvement and finding smarter, more effective ways of working

How You'll Make an Impact

Support enterprise risk governance and reporting:

• Assist with risk assessments, dashboards, and reporting for senior leadership and the Board
• Maintain risk documentation and ensure data accuracy and integrity
• Contribute to the development of risk appetite metrics and thresholds

Strengthen credit risk management:

• Support enhancements to the credit risk framework
• Analyze portfolio data to identify trends, reduce losses, and improve cycle times
• Assist with post‑review processes and underwriting optimization

Advance climate and model risk programs:

• Support the development and maintenance of climate risk management in line with OSFI B‑15
• Assist with model risk oversight aligned to OSFI E‑23 expectations
• Provide reporting, documentation, and support for regulatory examinations

Drive insight and improvement:

• Monitor emerging risks and industry trends through research and benchmarking
• Bring forward recommendations that support strategic goals and strengthen risk culture

What You Bring to the Table

• Undergraduate degree in Business Administration, Finance, Commerce, Risk Management, or a related field
• 7+ years of experience in risk management, compliance, or a related area (financial services experience preferred)
• Strong analytical skills with experience in risk assessment, reporting, and controls
• Proficiency in Excel, Power BI, and dashboard‑based reporting
• Solid understanding of ERM frameworks and regulatory expectations (OSFI, Bank Act)
• Ability to translate complex risk concepts into clear, actionable insights

Belonging Matters Here
Bridgewater Bank is committed to providing an inclusive, respectful, and accessible environment. If you require an accommodation at any time during our recruitment process, please contact . We'll work with you feel supported throughout your journey with us.

WORK MODEL:

We thank all applicants for their interest; however, only those selected for an interview will be contacted.