Senior Software Engineer

At Kikoff, we're redefining how people build financial confidence, helping millions of Americans establish credit, access smarter financial products, and reach their goals.

As a Senior Backend Engineer on Kikoff's core credit-building team, you'll shape the systems that define how our users build and maintain strong credit. You'll work across the heart of our product experience—scaling the services that power credit actions, subscriptions, credit report processing, financial monitoring, and even drive our AI-driven smart credit coach. Your work will directly influence how millions of users understand, improve, and take control of their credit journey.

In this role, you'll architect and evolve backend systems that must be highly reliable, intelligent, and adaptive as we grow. You'll design user-centric credit-building workflows, integrate with major credit bureaus and financial data providers, and help refine the