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Deep understanding of product management, requirement elicitation and articulation, and product roadmap management.
Domain knowledge in payment processing, settlements, financial transactions (B2B & B2C), and industry regulations.
Analyze payment workflows, identify optimization opportunities, and ensure seamless integration of payment systems.
Structured Requirement Elicitation:
- Pre-workshop research, analysis, and topic study.
- Structured Q&A planning.
Analysis Skills:
- Natural interest in analysis and problem-solving.
Extracting Functional Details:
- Collaborate with stakeholders to develop product vision and business outcomes.
- Work with end users/SMEs to translate needs into product requirements (payments, settlements, reconciliation).
- Define and prioritize the product roadmap aligning with the overall vision.
- Articulate product requirements using business flow diagrams, mind maps, wireframes, and user stories.
Documentation Skills:
- Convert product roadmap into well-defined requirements (epics, features, user stories, acceptance criteria).
- Prepare business process flowcharts using MIRO, draw.io, Visio, etc.
- Use product management tools like JIRA, Azure DevOps, AHA.
- Create wireframes using prototyping or wireframing tools.
UI/UX Visualization:
- Suggest usability improvements and provide recommendations to the UI/UX team.
Collaboration with Technology Teams:
- Work closely to design, test, and implement payment solutions.
Payment Workflow Analysis:
- Identify areas for efficiency and improvement.
Market Research:
- Stay updated on emerging payment trends, technologies, and regulatory requirements.
Regulatory Compliance:
- Ensure adherence to financial regulations (PCI-DSS, PSD2, AML/KYC).
Risk & Performance Monitoring:
- Track transaction performance, fraud risks, and security measures.
Reporting & Metrics:
- Generate reports and dashboards to track payment KPIs and business metrics.
Business-Technical Alignment:
- Act as a liaison between business and technical teams to align payment initiatives.
Education:
- Bachelors degree in Business, Finance, Information Technology, or a related field.
Product Management Related:
- Experience as a mature Product Manager/Owner, leading requirement workshops with client SMEs and Product Managers.
- Strong articulation skills (written & verbal) with analytical and problem-solving abilities.
- Excellent communicationability to negotiate and finalize product requirements with stakeholders using visual tools.
- Hands-on expertise in creating deliverables (business process flows, requirement specifications, user stories, product backlog).
- Experience working with UI/UX/Visual design teams for product interface development.
- Collaboration with Proxy Product Owners offshore for requirement grooming, sprint planning, and product engineering support.
- Technical exposure to modern web/mobile application development and understanding of data structures.
Domain Knowledge (Payments):
- Strong understanding of payment gateways, merchant acquiring, and card networks (Visa, Mastercard, etc.).
- Familiarity with digital wallets, real-time payments, and cross-border transactions.
- Experience with payment platforms (Stripe, PayPal, Adyen, etc.).
- Proficiency in SQL, data analysis, and reporting tools.
- Strong analytical and stakeholder management skills.
- Knowledge of Agile methodologies and experience in Agile environments.
- Experience with API-based payment integrations.
- Certifications in business analysis (CBAP, CCBA) or payments (NACHA, SWIFT) are a plus.
- Exposure to AI-driven fraud detection and risk management in payments.
Skill Sets:
- Product Management.
- Agile Environment experienceworking with cross-functional teams.
- Defining MVP and MMP.
- Product Manager or Owner experience using Business Analysis Tools.
- Ownership and management of the product roadmap.
- Strong communication, presentation, and leadership skills.
- Attention to detail.
- Understanding of technologies used in the product.
- Experience with tools like MIRO, Figma, Aha, JIRA, Azure DevOps.
Sprachkenntnisse
- English
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