Credit Risk Manager

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel atall from Day One.

Provides credit risk analytics support for the Wholesale Commercial portfolios, including the development and monitoring of credit risk rating assignment methods. Develops and delivers analytics to support key Credit Strategy initiatives, leveraging credit risk and enterprise datasets to identify emerging risks, trends, and opportunities. Translates data into actionable insights and strategic recommendations that inform and drive risk-based decision making across the organization.

Effectively communicates analytical findings in a clear, concise, and impactful manner, enabling senior management to quickly understand and make informed, data-driven decisions. The role offers the opportunity to develop analytical solutions that support high impact strategic initiatives across the department.

Basic Qualifications- Bachelor's degree, or equivalent work experience- Typically more than 10 years of applicable experience

Preferred Skills/Experience

• Computer programming experience in SQL, SAS or Python experience strongly preferred, intermediate or advanced Microsoft Excel skills
• Proven ability to work with and interpret large, complex datasets
• Ability to translate business problems into analytical solutions and actionable insights
• Experience with data visualization tools (e.g., Tableau, Power BI) preferred
• Strong verbal, written and presentation communication skills
• Demonstrated ability to synthesize analytical results into clear, concise summaries for senior stakeholders
• Foundational knowledge of credit risk, financial and statistical analysis
• Knowledge of, or exposure to Commercial Lending preferred but not required

This role requires working from a U.S. Bank location three (3) or more days per week.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $133,365.00 - $156,900.00