Moving to Bern, Switzerland

Nestled in the heart of Switzerland, Bern is a city where centuries-old history meets cutting-edge innovation. As the federal capital, Bern is renowned for its UNESCO World Heritage-listed Old Town, iconic Zytglogge clock tower, and the serene Aare River, which winds through the city. Yet, it’s not just its picturesque beauty that draws people here. Bern is also a burgeoning tech hub, home to startups and established companies alike, making it an ideal destination for tech professionals looking to advance their careers.

For curious movers, Bern offers a harmonious blend of urban sophistication and natural tranquility. Imagine transitioning from a productive workday to a leisurely stroll along cobbled streets or an outdoor adventure in the Swiss Alps—all within reach.

Whether you're a tech wizard relocating for an exciting job opportunity or someone seeking a balanced and enriching lifestyle, Bern promises a vibrant community, unparalleled quality of life, and opportunities as vast as the Alpine skyline.

Life in Bern is an embodiment of the Swiss ethos: efficient, balanced, and community-oriented. The city’s pace is calm yet purposeful, offering a refreshing alternative to the high-speed hustle of larger urban centers like Zurich or Geneva. Here, locals value quality over quantity, emphasizing well-being, sustainability, and time spent enjoying life's simple pleasures.

Imagine your mornings starting with a cup of Swiss coffee at a cozy café and evenings spent exploring art exhibitions or enjoying fondue with friends in a historic restaurant. Despite its modest size, Bern boasts a cosmopolitan spirit. The city has a thriving expat community, particularly among professionals in tech, pharmaceuticals, and international organizations.

Bern’s charm is rooted in its ability to preserve its medieval past while embracing contemporary culture. Here are some must-experience highlights:

• UNESCO-listed Old Town: Stroll through cobbled streets lined with arcades, fountains, and 15th-century buildings. Don’t miss the iconic Zytglogge, a medieval clock tower with an impressive astronomical clock.
• Bundeshaus (Swiss Parliament): Visit the seat of Swiss democracy, where guided tours offer insight into Switzerland's unique political system.
• Paul Klee Center: Art lovers will adore this museum dedicated to the works of Paul Klee, one of Switzerland’s most celebrated artists.
• The Bear Park: A nod to Bern’s namesake and heraldic symbol, the Bear Park along the Aare River is home to live bears in a beautifully designed habitat.
• Gurten Mountain: Accessible by funicular, this local mountain offers panoramic views, hiking trails, and even a toboggan run for the adventurous.

Bern also comes alive with festivals throughout the year, including the Gurten Festival (a music extravaganza) and the Zibelemärit (Onion Market), a traditional autumn fair celebrating Bernese culture.

Bern’s neighborhoods each have their unique charm, catering to diverse preferences. Here’s an overview of areas to consider:

• Kirchenfeld: Known for its tree-lined streets and elegant architecture, Kirchenfeld is popular among families and diplomats. It’s also home to several museums and excellent schools.
• Mattenhof-Weissenbühl: A trendy district favored by young professionals, this area offers a mix of modern apartments, hip cafés, and easy access to public transportation.
• Breitenrain-Lorraine: This bohemian neighborhood is a hit among creatives and tech professionals, featuring vibrant markets and a lively community atmosphere.
• Bümpliz-Oberbottigen: If you're seeking more affordable housing and a quieter lifestyle, this suburban area offers spacious homes and green spaces.
• Altstadt (Old Town): For those who dream of living amidst history, Bern’s Old Town offers charming apartments, albeit at premium prices.

• Languages: While German is the official language, many residents speak Swiss-German dialects. English is widely spoken in professional settings. Learning basic German can enhance your experience.
• Transportation: Bern’s public transit system, including trams, buses, and trains, is exceptionally efficient. Consider a monthly pass for unlimited travel.

Bern is not just a place to live—it’s a place to thrive, whether you're immersing yourself in its cultural richness or enjoying its serene pace.

Living in Bern comes with the hallmark of Swiss cities: a high standard of living balanced by higher-than-average costs. However, these expenses are often offset by competitive salaries, excellent public services, and unmatched quality of life. Here’s a detailed breakdown of Bern’s major living expenses and how they compare to other cities.

Housing is one of the largest expenses in Bern. Prices vary depending on location, size, and amenities. Here's what to expect:

• Rent for Apartments:
  • 1-bedroom apartment in the city center: CHF 1,200–2,000 per month
  • 1-bedroom apartment outside the city center: CHF 900–1,500 per month
  • 3-bedroom apartment in the city center: CHF 2,500–4,500 per month
  • 3-bedroom apartment outside the city center: CHF 2,000–3,500 per month
• Home Purchase Prices: CHF 8,000–12,000 per square meter in central neighborhoods.

Tip: Shared accommodations (WG or Wohngemeinschaft) are popular among young professionals and students, offering a more affordable option.

Utilities in Bern are efficient but can add up. Approximate monthly costs for a 2-person household:

• Electricity, heating, water, garbage disposal: CHF 120–200
• Internet and mobile phone: CHF 50–100
• Television/Radio tax (Serafe): CHF 335 annually (~CHF 28/month)

Bern’s public transportation system is among the best in the world, and its costs reflect that quality:

• Monthly public transport pass: CHF 85–120 (depending on zones)
• Single tram/bus ticket: CHF 4.30 (for one-hour validity)
• Cycling: Bern is bike-friendly, with plenty of bike lanes and rental services.

If you drive, fuel costs average CHF 1.80–2.10 per liter, and parking in the city can range from CHF 100–200 monthly for a reserved spot.

Groceries and dining in Bern are of exceptional quality but come at a premium:

• Groceries for 1 person per month: CHF 450–600

  • Bread (500g): Around CHF 3.14.

    Livingcost

  • Milk (1 liter): Approximately CHF 2.11.

    Livingcost

  • Eggs (12-pack): About CHF 7.71.

    Livingcost

  • Local Cheese (1kg): Around CHF 25.90.

    Livingcost

• Dining Out:

  Inexpensive Restaurants:

  • Average Cost: Approximately CHF 23.00 for a meal.

    Numbeo

  Mid-Range Restaurants:

  • Average Cost for Two People: Around CHF 85.00 for a three-course meal.

    Numbeo

Pro Tip: Shopping at Coop or Migros supermarkets provides high-quality products, while Aldi and Lidl offer budget-friendly alternatives.

Health insurance is mandatory in Switzerland, and premiums can vary depending on coverage and provider. On average:

• Monthly health insurance premium: CHF 250–400 (basic coverage)

The Swiss healthcare system is world-class, so the expense is well worth it. Be sure to compare providers using tools like Comparis.ch to find the best rates.

Bern offers plenty of ways to unwind, from cultural outings to outdoor adventures:

Cinema Ticket:

• Average Price: Approximately CHF 20.00 per ticket.

  Numbeo

Fitness Club Membership:

• Monthly Fee for 1 Adult: Ranges from CHF 50.00 to CHF 80.00, with an average of CHF 63.67.

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Museum Entry:

• Einstein House: CHF 7.00 for adults.

  Which Museum

• Bern Historical Museum: CHF 16.00 for adults.

  Which Museum

• Museum Card: Offers free entry to all museums in Bern for 24 hours at CHF 28.00 or 48 hours at CHF 35.00.

  Museen Bern

For outdoor enthusiasts, hiking trails and swimming in the Aare River are free ways to enjoy Bern’s natural beauty.

• Compared to Zurich and Geneva: Bern is approximately 14% less expensive overall, with notably lower housing and dining costs. It offers a similar quality of life at a more affordable price.
• Compared to Berlin: Living in Bern is around 22% more expensive, but higher salaries and superior public services make up for the difference.
• Compared to Paris: Bern is about 15% more expensive, yet its higher salaries and exceptional quality of life provide significant value.

Despite its expenses, Bern’s comprehensive public services, efficient transportation, and competitive salaries make it a highly livable city. The cost of living may require adjustments, but the city's offerings make it a worthwhile investment for a fulfilling lifestyle.

Bern offers competitive salaries for tech professionals, reflecting Switzerland’s status as a global leader in technology and innovation. While salaries may not be as high as Zurich or Geneva, Bern provides a balanced trade-off with a slightly lower cost of living and exceptional quality of life.

Based on average salaries across tech roles in Bern, here are approximate ranges for different experience levels:

• Entry-Level: CHF 80,000–95,000 per year*(e.g., Junior Software Engineer, Data Analyst)*
• Mid-Level: CHF 100,000–120,000 per year*(e.g., Software Developer, IT Project Manager)*
• Senior-Level: CHF 130,000–150,000 per year*(e.g., Senior AI/ML Engineer, Cloud Solutions Architect)*

Bonuses and Benefits

In addition to base salaries, many companies in Bern offer bonuses and perks such as:

• Performance-based annual bonuses (5–15% of salary)
• Pension contributions (usually shared between employer and employee)
• Health insurance subsidies
• Paid training and professional development programs
• Flexible work options, including hybrid or remote setups

Comparison to National and Global Averages

• Swiss Average: Salaries in Bern are competitive with the Swiss national average for tech roles, slightly lower than Zurich and Geneva but higher than many other European cities.
• Global Comparison: Compared to cities like Berlin, Paris, or London, salaries in Bern are significantly higher, reflecting Switzerland’s higher cost of living. Tech professionals in Bern also benefit from lower income tax rates than many EU countries.

Bern is a hub for several tech sectors, including:

• MedTech: Companies like Ypsomed and CSL Behring are prominent.
• FinTech: The city’s proximity to Switzerland’s financial sector fuels demand for blockchain and cybersecurity expertise.
• AI and Automation: Research institutes and startups in AI are growing rapidly, with close ties to institutions like the University of Bern.
• Public Sector IT: As the federal capital, Bern offers opportunities in government-related IT projects.

Final Thoughts on Salaries in Bern

While Bern’s salaries are excellent by European standards, what truly sets it apart is the holistic work-life balance. Professionals can enjoy high earning potential in an environment that values personal time, professional growth, and community well-being.

Bern is a fantastic destination for families, offering an exceptional quality of life, excellent education and healthcare systems, and a safe, welcoming environment. With its blend of urban amenities and natural beauty, the city is perfectly suited to families seeking a nurturing and stimulating place to live.

1. Education

Bern provides high-quality education through public and private schools, catering to diverse needs:

• Public Schools: Education in Switzerland is free and compulsory for children aged 4–15. Public schools offer excellent instruction, with lessons typically conducted in German. Additional language support is available for non-German-speaking children.
• Private Schools: For families seeking bilingual or international curricula, Bern has several private schools, including:
  • International School of Bern: Offering IB (International Baccalaureate) programs.
  • British School of Bern: A smaller, family-oriented school with a UK-based curriculum.
  • Lycée Français de Berne: A French school catering to Francophone families.

2. Healthcare

Switzerland’s healthcare system is one of the best in the world. In Bern, you’ll find top-tier hospitals, pediatric clinics, and specialists:

• Inselspital (University Hospital of Bern): A leading healthcare institution offering comprehensive pediatric care.
• Private Pediatric Clinics: Many private practices cater to children, providing personalized care and shorter waiting times.

Health insurance is mandatory for all residents, including children. Basic coverage ensures access to essential healthcare, with premiums for children ranging from CHF 80–120 per month.

3. Childcare Services

For working parents, Bern offers excellent childcare facilities and programs:

• Krippen (Daycare Centers): Many centers provide full-day care for children aged 0–4, with fees ranging from CHF 80–130 per day based on income and subsidies.
• Tagesschulen (Day Schools): Schools often offer after-school programs to support working families.
• Babysitting and Nannies: Services like Babysitting24.ch and trusted local agencies help connect families with caregivers.

Bern is brimming with activities and destinations that families can enjoy together:

• Gurten Mountain: Perfect for picnics, hiking, and even a ride on the miniature train for kids.
• Zentrum Paul Klee: Includes a children’s creativity center, where kids can engage in art and crafts.
• The Bear Park (Bärenpark): A family favorite, combining animal observation with scenic river views.
• Marzili Pools: A riverside swimming area that’s free and ideal for summer fun.
• Zoo Tierpark Dählhölzli: A well-maintained zoo featuring interactive exhibits.

Seasonal Highlights

• Winter Fun: Ice skating at Bundesplatz and nearby ski resorts provide seasonal excitement.
• Festivals: Events like the Onion Market (Zibelemärit) are family-friendly and filled with cultural charm.

Appealing Features for Families

• Safety: Bern is one of the safest cities in the world, giving parents peace of mind.
• Green Spaces: Parks and playgrounds are abundant, from Rosengarten to Könizbergwald.
• Community: Many neighborhoods foster a close-knit feel, with regular events and activities for families.

• School Information: The official site of the Canton of Bern provides details on public schools (link here).
• Childcare Search: Services like Familienpass (link here) help parents locate childcare facilities.

Relocating to Bern can be seamless with the right resources and planning. Whether you’re searching for housing, navigating the visa process, or settling into the city, this section covers everything you need for a smooth transition.

Finding suitable accommodation is a top priority when moving to Bern. Here are some trusted resources to help you:

1. Housing Websites

• Homegate.ch : One of Switzerland’s largest real estate platforms, offering apartments and houses for rent or purchase.
• ImmoScout24 : A comprehensive site for finding properties with options to filter by location, size, and budget.
• Flatfox.ch : A user-friendly platform popular among young professionals and students.

2. Temporary Housing

• Airbnb : Ideal for short-term stays while searching for permanent accommodation.
• VisionApartments : Specializes in fully furnished apartments for mid-to-long-term rentals.

3. Relocation Services

• Packimpex : Offers comprehensive relocation packages, including housing searches, visa support, and settling-in assistance.
• Santa Fe Relocation : Global relocation specialists with services tailored to expats moving to Bern.

1. Residence Permits

Switzerland requires all residents to register at their local municipality (Gemeinde) within 14 days of arrival. Key permit types for professionals include:

• B Permit: For residents with employment contracts of over one year.
• L Permit: For shorter-term contracts (less than one year). Details are available through the Canton of Bern's migration office (link here).

2. Health Insurance

Health insurance is mandatory in Switzerland. Providers like CSS, Helsana, and Sanitas offer a range of options. Use Comparis.ch (link here) to compare plans and prices.

3. Banking

Opening a Swiss bank account is essential for salary deposits. Major banks like UBS, Credit Suisse, and PostFinance offer expat-friendly options. Consider online banks like Neon for convenient, low-fee services.

• Language Learning: While many Bern residents speak English, learning basic German or Swiss-German can enhance your experience. Check out:
  • Migros Klubschule (Link here): Affordable language classes for all levels.
  • Tandem Language Exchange (Link here): Connects language learners with native speakers for practice.
• Utilities Setup: When renting, utilities like electricity and water are often included. For independent setup, visit companies like BKW Energie (Link here).
• Public Transport: Obtain a Swiss Travel Pass or Bern Mobil card (Link here) for unlimited access to local trams, buses, and trains.

1. Professional Networking

• Meetup Bern (Link here): A platform for joining tech-related meetups and social groups.
• LinkedIn Groups: Join communities like "Expats in Bern" or "Tech Professionals in Switzerland."

2. Community Support

• International Club of Bern (Link here): A hub for expats to meet, socialize, and exchange advice.
• Facebook Groups: Look for groups like "Bern Expats" or "Families in Bern."

Pro Tips for Relocation

• Start your housing search early, as the market can be competitive, especially in desirable neighborhoods.
• Keep physical and digital copies of essential documents like your passport, employment contract, and rental agreements.
• Leverage relocation support provided by your employer, if available.

Bern’s tech job market is thriving, with opportunities across various innovative sectors like MedTech, FinTech, AI, and public sector IT solutions. Professionals moving to Bern can expect exciting career prospects combined with competitive salaries and a balanced lifestyle.

TieTalent makes it easy to explore the top in-demand roles in Bern. These include:

• Software Engineers and Developers: Expertise in coding languages like Python, Java, and C#.
• Data Scientists and Analysts: Skilled in machine learning, big data analysis, and predictive modeling.
• Cybersecurity Specialists: A crucial role for protecting sensitive information in both public and private sectors.
• DevOps Engineers: Professionals with experience in automation and cloud infrastructure.
• AI/ML Engineers: Experts in artificial intelligence and machine learning are highly sought-after.
• IT Project Managers: Leaders who can oversee complex tech projects and deliver results.

Check out the latest job offers in Bern on TieTalent here.

Switzerland’s tax system operates at three levels: federal, cantonal, and municipal. Bern’s tax rates are moderate compared to other Swiss cities, and the system is known for its transparency and efficiency.

Tax Highlights

• Income Tax: In Switzerland, income tax rates are progressive and vary based on factors such as income level, marital status, and municipality of residence. In the canton of Bern, the income tax rate is notably high, averaging around 41.2%, which is above the Swiss cantonal average of 33.52%. This positions Bern among the cantons with the highest income tax rates in the country.

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• Social Security Contributions: Employees are required to contribute to the Swiss social security system, which includes old age, survivors, and disability insurance (AHV/IV/EO). The total contribution rate for these insurances is 10.6% of the employee's salary, with the cost evenly split between the employer and the employee. Consequently, employees contribute approximately 5.3% of their salary towards these social security insurances.

  Worldwide Tax Summaries Online

• Pension Contributions (Pillar 2): Switzerland's occupational pension scheme, known as the second pillar, is mandatory and designed to supplement the state pension. Contribution rates for this occupational pension plan are determined by age and income. For instance, individuals aged between 25 and 34 have a combined contribution rate of 7% of their salary, shared equally between employer and employee. As individuals age, the contribution rates increase:

  • Ages 35 to 44: 10% of salary
  • Ages 45 to 54: 15% of salary
  • Ages 55 to 64: 18% of salary

  These contributions are also typically split equally between employer and employee.

  My Swiss Company

It's important to note that these figures can vary based on specific employment contracts, collective bargaining agreements, and individual circumstances. For personalized information, consulting with a tax advisor or the local tax authority is recommended.

Use TieTalent’s Swiss Tax Calculator

To estimate your take-home pay and understand the tax implications of working in Bern, use the TieTalent Tax Calculator for Switzerland. This tool provides a clear breakdown of your net salary based on your income, marital status, and canton.