Commercial Underwriter and Processor

We are looking to add a Commercial Underwriter and Processor to our team

Under the supervision of the of the Credit Administration Officer, this position will work in
conjunction with lending staff, the Credit Administration Department, and Loan Operations to
complete loan credit analysis for new and existing projects, assist loan officers with financial
statement review, assist loan review function as well as prepare and process complete and accurate
loan documentation for simple and complex loans including commercial non real estate,
commercial real estate, agricultural, non-consumer residential real estate and loan participations

Essential Duties & Responsibilities

• Conduct financial analysis reviews and provide follow-up on recommendations.

• Assist with loan rating reviews, annual credit reviews, and committee presentations.

• Support in-house appraisals and perform collateral inspections.

• Set up loan files, order required documents (flood, appraisal, title), and complete appraisal reviews.

• Review loan files for compliance and communicate requirements to lending staff.

• Review commercial, construction, and agricultural loans prior to closing for policy and documentation accuracy.

• Prepare closing documents in LOS for multiple loan types.

• Process loan modifications, extensions, and renewals with regulatory compliance.

• Manage adverse action notices and obtain payoffs and insurance documentation.

• Serve as the main contact for title companies.

• Ensure all duties align with sound banking practices and federal/state regulations.

• Maintain professional development through trainings and community involvement.

Qualifications

• High school diploma or GED

• Excellent communication skills evidenced by 1) an ability to effectively communicate information in a clear and concise manner, 2) a positive and approachable demeanor, 3) a mature and professional style that promotes respect and understanding, 4) a demonstrated willingness to interact proactively and positively with clients and staff.

• Strong time management and organizational skills, with the demonstrated ability to manage multiple tasks simultaneously in a fast-paced environment.

• Ability to make complex decisions with little supervisory review.

• Must interact effectively within a team environment and must accept guidance or instruction in a positive manner. Must give guidance or instruction to others in a positive manner.

• Solid working knowledge of computer systems a plus.

The Callaway