Loan Processing Representative

Essential Functions/Major Duties
Scans loan files to Synergy; index and review scanned files.

Prepares all re-disclosure loan estimates.

Ensures compliance by processing new installment loans and notes within in strict deadline requirements.

Assists Loan Underwriters with preparations for closings, including contacting attorneys and insurance companies as necessary.

Prepares preliminary commitment and closing documents via Onboard loans and MortgageBot.

Puts through debit/credit entries and closes files.

Assists with loan application processing including ordering flood certifications, credit bureau reports and GEO coding.

Prepares a variety of letters and forms including adverse action letters for declined loans, insurance disclosure and acknowledgment forms, verification of deposit, verification of employment forms, attorney referrals, title insurance requests and tax and title searches.

Inputs system changes for all mortgage modifications.

Compiles various reports including ARM index update, HMDA review, ARM HELOC disclosures.

Reviews new loan set-ups.

Assembles mortgage files when received in Loan Operations.

Minimum Qualifications
Job Specific Knowledge, Skills & Abilities:

Ability to read, write and speak English effectively; effective communication skills

Proficient interpersonal skills.

Basic math skills (add, subtract, multiply, divide)

High computer competency and working knowledge of standard office equipment.

Proficient ten-key skills and data entry skills.

Attention to detail and accuracy skills.

Ability to prioritize and organize.

Ability to process multiple tasks concurrently and the ability to address unexpected issues.

Education And/or Experience
A high school diploma or equivalent required.

Minimum 2 Years Experience In Related Positions Normally Required.
Associates degree in a related field of study preferred.

Completion of the Principles of Banking course between the first and third year of employment.

Applicants can apply online at

Affirmative Action Employer, Veterans and Disability