Credit Applications Analyst

Vaco has partnered in the search for an Autonomous Credit Analyst  for a wholesale/construction-focused company, based in Winston-Salem, NC .

Role:  Credit Analyst – Contract
ONSITE:  Winston-Salem, NC – Hybrid, 2 days onsite / 3 remote
Contract Duration:  3–6 months
Pay Rate:  $35–$40/hr

Credit Management and Risk Analysis experience required. Wholesale and/or construction industry experience strongly preferred.

• Review and assess wholesale credit applications with a risk-first mindset

• Identify fraud indicators and red flags, not just creditworthiness

• Use third-party credit tools such as Bectran, Experian, DNV, and credit group reports

• Build, improve, and document credit review processes

• Communicate effectively with internal partners

• Work independently while delivering accurate, timely results

Requirements:

• Previous experience in credit management or credit analysis

• Strong analytical skills and attention to detail

• Experience with wholesale and/or construction accounts a plus

• Experience using Bectran, Experian, DNV, or similar credit tools

• Ability to work independently and take ownership of processes

• Excellent communication skills

Nice to Have:

• Experience improving or building credit review processes

• Familiarity with hybrid work environments

• Ability to adapt quickly in a niche, fast-moving environment

If you’re ready to start 2026 with a role where your judgment and expertise truly matter, apply now .

Vaco by Highspring values a diverse workplace and strongly encourages women, people of color, LGBTQ+ individuals, people with disabilities, members of ethnic minorities, foreign-born residents, and veterans to apply.

Vaco by Highspring is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race (including but not limited to traits historically associated with race such as hair texture and hair style), color, sex (includes pregnancy or related conditions), religion or creed, national origin, citizenship, age, disability, status as a veteran, union membership, ethnicity, gender, gender identity, gender expression, sexual orientation, marital status, political affiliation, or any other protected characteristics as required by federal, state or local law.

Vaco by Highspring and its parents, affiliates, and subsidiaries are committed to the full inclusion of all qualified individuals. As part of this commitment, Vaco by Highspring and its parents, affiliates, and subsidiaries will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact .

Vaco by Highspring also wants all applicants to know their rights that workplace discrimination is illegal .

By submitting to this position, you agree that you will be giving Vaco by Highspring the exclusive right to present your as a candidate for the foregoing employment opportunity. You further agree that you have represented information about yourself accurately and have not affirmatively misrepresented your qualifications. You also agree to maintain as confidential, to the fullest extent permitted by law, any information you learn from Vaco by Highspring about the position and you will limit disclosure of information about the position only to the extent necessary to perform any obligations in furtherance of your application. In exchange, Vaco by Highspring agrees to exercise reasonable efforts to represent you through all solicitation, job screening and resume dispersal.

Vaco by Highspring and its parents, affiliates, and subsidiaries (“we,” “our,” or “Vaco by Highspring”) respects your privacy and are committed to providing transparent notice of our policies.

• California residents may access Vaco by Highspring HR Notice at Collection for California Applicants and Employees here .
• Virginia residents may access our state specific policies here .
• Residents of all other states may access our policies here .
• Canadian residents may access our policies in English here and in French here .
• Residents of countries governed by GDPR may access our policies here .

Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to:

• the individual’s skill sets, experience and training;
• licensure and certification requirements;
• office location and other geographic considerations;
• other business and organizational needs.

With that said, as required by local law, Vaco by Highspring believes that the following salary range referenced above reasonably estimates the base compensation for an individual hired into this position in geographies that require salary range disclosure. The individual may also be eligible for discretionary bonuses.