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Principal Data Scientist - Banking PaymentsCapital One • Virginia, Minnesota, United States
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Principal Data Scientist - Banking Payments

Capital One
  • US
    Virginia, Minnesota, United States
  • US
    Virginia, Minnesota, United States
Apply Now

About

Principal Data Scientist - Banking Payments Principal Associate, Data Scientist - Bank Operations Data Science - Payments Organization Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision‑making. As a Data Scientist at Capital One, you’ll be part of a team that’s leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives. Team Description The Bank Operations Data Science team builds the machine learning models that help provide core capabilities internally such as Check/Document Reading, Anomaly Identification, Natural Language Processing of Calls, and operational forecasting. We build ground‑breaking industry leading models using emerging technologies like neural networks, LLMs, transformer architectures, and agentic experiences. Role Description In this role, you will:
Partner with a cross‑functional team of data scientists, software engineers, business analysts, and product managers to deliver a product customers love Leverage a broad stack of technologies — Python, Snowflake, and more — to reveal the insights hidden within huge volumes of numeric and textual data Build machine learning models through all phases of development, from design through training, evaluation, validation, and implementation Flex your interpersonal skills to translate the complexity of your work into tangible business goals This role works directly with our Enterprise Payments team to streamline all payment/monetary transfer channels. This ranges from ingestion, through anomaly detection, and even operational streamlining with agentic processes.
The Ideal Candidate
Innovative. You continually research and evaluate emerging technologies. You stay current on published state‑of‑the‑art methods, technologies, and applications and seek out opportunities to apply them. Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. You’re not afraid to share a new idea. Technical. You’re comfortable with open‑source languages and are passionate about developing further. You have hands‑on experience developing data science solutions using open‑source tools and cloud computing platforms. Statistically‑minded. You’ve built models, validated them, and backtested them. You know how to interpret a confusion matrix or a ROC curve. You have experience with clustering, classification, sentiment analysis, time series, and deep learning.
Basic Qualifications
Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:
A Bachelor’s Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 5 years of experience performing data analytics A Master’s Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration plus 3 years of experience performing data analytics A PhD in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field)
Preferred Qualifications
Master’s Degree in “STEM” field (Science, Technology, Engineering, or Mathematics) plus 3 years of experience in data analytics, or PhD in “STEM” field (Science, Technology, Engineering, or Mathematics) At least 1 year of experience working with AWS At least 3 years’ experience in Python At least 3 years’ experience with machine learning At least 3 years’ experience with SQL At least one agentic system personally built At least one machine vision model personally built
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position. McLean, VA: $161,800 - $184,600 for Princ Associate, Data Science Richmond, VA: $147,100 - $167,900 for Princ Associate, Data Science This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level. Equal Opportunity Employment Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. #J-18808-Ljbffr
  • Virginia, Minnesota, United States

Languages

  • English
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