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Senior Risk Analytics Manager (Credit Products)
- New York, New York, United States
- New York, New York, United States
À propos
We operate at scale, with real portfolios, real data, and real impact—and we’re now looking to strengthen our risk leadership as we expand our credit offerings.
Role Overview We’re hiring a Senior Risk Analytics Manager to own and evolve credit risk strategy across non‑prime lending and subprime credit card products in the U.S. market. This is a senior, high‑impact role with ownership over underwriting, credit limits, utilization, and customer behavior across the full credit lifecycle.
You’ll work closely with Product, Engineering, and Leadership to balance growth, risk, and customer outcomes.
Key Responsibilities
Lead credit risk strategy for non-prime loans and/or subprime credit cards
Own underwriting, line assignment, and credit limit management
Analyze and optimize utilization, repayment behavior, delinquency, and losses
Monitor portfolio performance and customer cohorts across the lifecycle
Build and refine risk models, scorecards, and decision logic
Partner cross-functionally to launch and scale new credit features
Drive experiments and policy changes to improve risk-adjusted returns
Provide clear insights and recommendations to senior leadership
What We’re Looking For
7+ years of experience in U.S. credit risk analytics
Strong background in non-prime / subprime credit products
Deep understanding of credit limits, utilization, and customer behavior
Hands‑on analytical skills (SQL required; Python/R a plus)
Experience working with large datasets and production decision systems
Ability to translate analytics into practical business decisions
What We Offer
Highly competitive senior-level compensation
Medical, dental, and vision insurance
Opportunity to own and shape risk strategy at a scaled fintech
Fast-moving, low-bureaucracy environment with real decision authority
Remote-friendly culture and flexible work setup
Referrals increase your chances of interviewing at B9 by 2x
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Compétences linguistiques
- English
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